Wednesday, October 3, 2007

Worst day of my life.

About two weeks ago, the worst day of my life, was clearly present. It was a Sunday, and I was already having a horrible day. I went online to check my credit card balance to see when my payment was due, because since I've been at school i haven't gotten my statement in a while. When i logged online to see my balance. The minimum payment due was $345.80! This seemed absolutely impossible to me, because I haven't used it since the end of July, and i stopped using it because it was close to my credit line. I just thought that it was my fault though and totally flipped out. I didn't know what to do, i was in such shock that i just completely lost it. i didn't want to tell my parents because i was too scared. So i called my brother and asked him what to do, and he told me i had to tell them. I was talking to one of my friends about it, because she went through the exact thing, and she said that there is a company out there, that will help you out. So she gave me the number and i told her id call them in the morning. I didn't sleep at all on Sunday night, i was completely lost that i just sat in bed balling my eyes out. In the morning i was looking online at my statement and found out that a company who rips people off, committed fraud against my account! i was in such shock that i sat her and shook for the longest time! I couldn't even talk, finally my roommate found out what happened and called my mom for me to tell her. My mom was really okay about it, and she told me not to be afraid to tell her again. I spent the rest of Monday, attempting to straighten everything out, in between calling the company that ripped me off and my bank that my credit card is through. I was on the phone until 11pm that night, and was completely exhausted. In the morning i still had alot of straightening out to do, so i continued to be on the phone all day until about noon. i finally got everything straightened out and i'm waiting on getting that money back into my account. It was a horrible experience, and now i never want to have one again.

1 comment:

Mark said...

Yeah you have to be careful with credit cards